Getting Out Of Debt On Your Own – Personal Finance Blogs to Help Get Out of Debt

Getting Out Of DebtGrandpa and I have been working hard on getting out of debt, or more specifically, getting out of credit card debt, on our own. Like many other Americans who are dealing with debt from credit cards and/or loans etc, working hard to reduce or eliminate debt from credit cards became our New Year’s Resolution after Christmas last year.

Of course, there is such a thing as good debt, such as paying for a mortgage that creates home equity – which after a period of time allows homeowners to sell their house at a nice profit if the housing market is right for homeowners to sell their home. Right now, the housing market sucks due to the economy, so there’s no way we’d be able to sell our house even if we wanted to, at least not for the kind of money we’d want and need to get for it.

Anyway, in order to help us meet our goals of getting out of debt completely, we made the tough decision to really tighten our financial “belt” so to speak and focus our time and energies on paying off all credit cards and loans as quickly as possible. One debt-inducing expense each year has been the amount of money that is often spent buying Christmas presents for everyone on our xmas list. We are generous gift givers, to a fault.
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A Woman Should Have Poem – Not by Maya Angelou

A Woman Should Have

The very popular poem entitled A Woman Should Have has been attributed to Maya Angelou as author for a very long time as “Maya Angelou’s Best Poem Ever”, but as much as this delightful poem seems like the works of Maya Angelou, this poem below is not her work.

Maya Angelou herself has even denied authorship of A Woman Should Have on her official website, and Snopes.com has done its best to clear up any misconceptions of who wrote A Woman Should Have too, but the tall tales continue.

The real author of this wonderful poem about women is none other than Pamela Redmond Satran, and the original poem was entitled “30 Things Every Woman Should Have & Should Know By The Time She’s 30”, where the list of 30 things appeared under her byline in Glamour Magazine in May of 1997.
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Still I Rise Poem by Maya Angelou

Still I RiseMaya Angelou is probably my favorite poet of all time, and her famous poem entitled Still I Rise may very well be my favorite poem by Maya Angelou, over and above all other poems. The Do It Anyway poem posted the other day is another one of my favorites, probably because poems like Still I Rise and Do It Anyway express in words and tone my way of thinking and feeling about life and adversities that don’t include the more “colorful language” that would inevitably rise up out of my mouth in certain situations.

For example, Grandpa forwarded an email video clip of a song entitled “I’m About to Whip Somebody’s Ass” to me a few days ago, and after listening to the little song clip and viewing the cartoon character singing the little ditty, we shared a good laugh together simply because of the comical and oh-so colorful song title. Too funny. The song is on Youtube if you’re interested.
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Do It Anyway

Do It Anyway

The Paradoxical Commandments

by Dr. Kent M. Keith

  1. People are illogical, unreasonable, and self-centered.
    Love them anyway.
  2. If you do good, people will accuse you of selfish ulterior motives.
    Do good anyway.
  3. If you are successful, you win false friends and true enemies.
    Succeed anyway.
  4. The good you do today will be forgotten tomorrow.
    Do good anyway.
  5. Honesty and frankness make you vulnerable.
    Be honest and frank anyway.
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It’s The Thought That Counts Means What Exactly?

It's The Thought That CountsI’ve heard the phrase “it’s the thought that counts” in regards to gift giving for so many years, you might think I actually buy into what that rather famous quote means. But I’m not sure I really believe that it’s the thought that counts rather than the price tag and quantity of gifts given at Christmastime or Birthdays or any other special occasion or holiday.

Call me Scrooge, but Christmas this year is going to be unlike previous Christmases because Grandpa and I have had it up to here with ungrateful, unappreciative, selfish-minded people who seem to think we have SANTA stamped on our foreheads.

Maybe there was a time, many years ago, when buying a gift for someone was based solely on well thought out searches for a gift based on what the person likes and enjoys without much thought about the price tag. That is the kind of Christmas shopping I always enjoyed, putting a lot of thought into whatever gift I chose for someone on our gift list, but just the mere thought of buying Christmas presents this year makes me wonder What the hell for?
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Christmas Gifts For Grandparents-Homemade Christmas Gifts For Grandparents

Christmas Gifts For GrandparentsBeing a grandparent is one of the greatest joys in life, and when Christmastime rolls around, finding special Christmas gifts for grandparents can sometimes be challenging. Most grandmas and grandpas fall into the category of being grandparents who have everything they need or want already, and most grandparents will tell you not to buy them a Christmas gift that requires a lot of attention, dusting, or money.

For a grandparent who has everything, there are still many options in choosing creative and unique presents for grandparents that don’t cost a lot of money. Grandparents understand the financial strain that the economy is having on families struggling to provide for themselves and their children, and grandma and grandpa gifts don’t need to be expensive.

Christmas presents for grandparents that are homemade are some of the best gifts anyone would be thrilled to receive, especially when the gift carries some special meaning and sentiment between the grandparent and gift-giver. Grandchildren can make homemade Christmas ornaments that have been hand-decorated with their name, age and date as a creative and cheap gift for Granny and Pop Pop.
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Grandmother Poems – Poems About Grandma

GrandmaGrandmother poems for and about Grandma’s are a real treasure to be enjoyed and shared throughout the generations. Here is a collection of some of the best Grandma Poems on the web.

If you enjoy reading Nana Poems, Grandma and Grandpa quotes, or those commonly referred to as funeral poems or missing grandma poems like the rest of us do, you will surely enjoy these.

“As My Mother Mothers Me”

Grandmothers are mothers who are grand,
Restoring the sense that our most precious things
Are those that do not change much over time.
No love of childhood is more sublime,
Demanding little, giving on demand,
More inclined than most to grant the wings
On which we fly off to enchanted lands.
Though grandmothers must serve as second mothers,
Helping out with young and restless hearts,
Each has all the patience wisdom brings,
Remembering our passions more than others,
Soothing us with old and well-honed arts.
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Grandma Stories – Grandma and Grandpa Quotes

GrandparentingBeing a grandma allows me to enjoy all the wonderful Grandma and Grandpa quotes and old sayings that didn’t have any real meaning to me until I became a Grandma. My favorite Grandma quote so far is, “What goes on at Grandma’s house stays at Grandma’s house”, and boy oh boy ain’t that the truth!

Enjoy this list of some of my favorite grandma sayings and quotes for and about grandparents and grandchildren that always bring a smile to my face. I’ll also include a few grandpa quotes too, since what happens at grandpa’s house should stay at grandpa’s house too, don’t cha think? Grandparenting has GOT to be a pat-on-the-back from Heaven above because of all our hard work while raising our own children.

Here is what I believe to be some of the best grandparents quotes and old sayings for us all to enjoy. Feel free to comment and leave one of your own favorite Grandma or Grandpa quotes or sayings as well.
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