Christmas Preparation – Preparing Christmas Activities, Gift Lists, Cards and Xmas Dinner

Posted by on September 29, 2011 · Leave a Comment

Christmas will be here before you know it. Year after year, we strive to begin preparing for Christmas very early into the holiday season, usually months ahead of time. Planning and preparing the various holiday season activities and parties to attend, as well as compiling a list of those we plan to buy gifts for, buying or making Christmas cards, preparing the Christmas dinner menu and guest list, and yes, all of the shopping for budget-friendly gifts.

As Dave Ramsey says, Christmas is not an emergency – it falls on December 25 every year, so you know it’s coming.
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Getting Out Of Debt On Your Own – Personal Finance Blogs to Help Get Out of Debt

Posted by on December 14, 2009 · 1 Comment

Getting Out Of DebtGrandpa and I have been working hard on getting out of debt, or more specifically, getting out of credit card debt, on our own. Like many other Americans who are dealing with debt from credit cards and/or loans etc, working hard to reduce or eliminate debt from credit cards became our New Year’s Resolution after Christmas last year.

Of course, there is such a thing as good debt, such as paying for a mortgage that creates home equity – which after a period of time allows homeowners to sell their house at a nice profit if the housing market is right for homeowners to sell their home. Right now, the housing market sucks due to the economy, so there’s no way we’d be able to sell our house even if we wanted to, at least not for the kind of money we’d want and need to get for it.

Anyway, in order to help us meet our goals of getting out of debt completely, we made the tough decision to really tighten our financial “belt” so to speak and focus our time and energies on paying off all credit cards and loans as quickly as possible. One debt-inducing expense each year has been the amount of money that is often spent buying Christmas presents for everyone on our xmas list. We are generous gift givers, to a fault.
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Categories: Activities, Adult Children, Books, Discipline, Family, Gifts, Grandchildren, Grandma, Grandpa, Grandparenting, Health, Holidays, Parenting, Relationships, Shopping - Tags: , , , , , ,